Normally I am 100% in love with Bank of America. Well...at least as much as one can be in love with their bank anyways. With that said they have finally done something I find to be rather dumb.
I never had a credit card until last year. I always avoided them. I knew a great many people who racked up tons of credit card debt, and created large size holes they had to climb out of. In the interest of not being down said hole I never got one.
Well a bit over a year ago I decided to cave in and finally get one for emergency and what not. I decided to go with Bank of America because they already had my savings and checking accounts. Also I love their online banking. Well since I had never established decent credit they forced me to get a secure card. Fine no worries, I can accept that. So I spent a year on a secure card doing whatever I wanted with it and pay it off every month.
The year is up and I am informed that I am no longer required to have a secured card, and that I will be getting my money back. Sweet action is my thought. So I check my checking account balance to see if the money is there (it's not). I then glance at my credit card balance to see if they have applied it there (they have not). I decided that maybe it's just going to take a few days. Well two weeks have now gone by. I ponder if a banking error has occurred.
I decided to call up the ole Bank of America and find out what's going on. What happens next was a bit amazing. It seems that Bank of America mailed me a check, and that's why it was taking so long. Here's my question, if I am already a checking account holder (and savings account holder) with you, why in the hell would you mail me a check? They have the technology to just move money in b/w accounts. I know this b/c I use it. The kind person on the phone tells me that if I had called them up and said I would have prefered a direct transfer, they could have just done that. However, since I didn't call they didn't know. To which I said, why would I ever assume you wouldn't just do that? To which he responded, "That's a good question and I don't know."
Bank of America, you are normally for the win. This time though, you are for the fail.
Friday, January 22, 2010
Thursday, January 21, 2010
On Bikes (again)
My friend Anthony has a great blog about his travels around the world studying bicycle cultures. I find it truly amazing that he gets to spend a year doing such a cool and admirable goal. I don't say lucky b/c I know that kid busts his ass, and works hard to do things like this. I just felt like more people should be pointed in his blogs direction.
One quick thought on one of his recent posts. It seems in the city of Memphis we travel an average of 26 miles by car a day. Now, I have not read all of this report, but I gotta say only traveling 26 miles a day in this city is not a very hard* thing to accomplish in my humble opinion. Now I am sure, that is part of his point, but I question how we are ever going to drop that number when the largest employer in the city has offices that are no where near the city center.
*I usually shatter this number with ease and style.
One quick thought on one of his recent posts. It seems in the city of Memphis we travel an average of 26 miles by car a day. Now, I have not read all of this report, but I gotta say only traveling 26 miles a day in this city is not a very hard* thing to accomplish in my humble opinion. Now I am sure, that is part of his point, but I question how we are ever going to drop that number when the largest employer in the city has offices that are no where near the city center.
*I usually shatter this number with ease and style.
Wednesday, January 20, 2010
Thursday, January 14, 2010
My Favorite Political Thing of The Day
Republican Senate candidate Scott Brown had this lovely little tid bit to say today, "He (President Obama) should stay away and let Martha and I discuss the issues one on one. The machine is coming out of the woodwork to get her elected. They're bringing in outsiders, and we don't need them."
What I love about this quote is that it shows that he knows that if Obama shows up in the liberal North East it will help, and that it also some how screams of xenophobia. Really the quote is an all around win that a world class gymnist would be proud of.
What I love about this quote is that it shows that he knows that if Obama shows up in the liberal North East it will help, and that it also some how screams of xenophobia. Really the quote is an all around win that a world class gymnist would be proud of.
Monday, January 11, 2010
It's the little things that you notice
It's when you wake up in the middle of the night b/c you suffer from insomnia (which is most likely really sleep apnea) and you look to the spot where your dog should be and she isn't.
It's when you wake up in the morning, and you go into your standard routine and you say, without even opening your eyes, "Hey wanna go outside?" Only to realize your talking to yourself.
You then try and remember if you got drunk the night before and simply forgot her outside again.
It's knowing that you have been drunk for days, but in fact she isn't outside. At least not outside your house.
It's when you're out with friends all day, and you think to yourself, "Oh I need to get home so I can...do nothing...do nothing at all. I have no reason to hurry home."
It's when you're at work and realize you could get a lot done if you stayed the extra hour, but know you can't because you need to let...no one out. You have no one at home needing to go out.
It's when you go to the grocery store for the first time, and you see the pet food isle and I think to yourself, "Do I need dog food?" Then the harsh reality of the word 'No.' sets in.
It's looking at your floor every few minutes to see that her dog bed is still there with the last dog biscuit you ever gave her.
The biscuit is still there because you realized that she was too weak to even eat it.
It's when you still walk past her food bowl every single time you go into the kitchen.
It's her toys still randomly being around the house because you simply can't bring yourself to pick the damn things up.
It's knowing you need to return the kennel you have had on loan for so many damn years now that you can't even remember*, but some how you're not able to do that.
Finally it's going to the mail box, opening it up and seeing a letter from the Vet who had to put your dog to sleep. Reading the sappy religious quote on the front, and knowing that God still gives you little comfort because you can't shut down your brain enough to buy into it.** Then opening the card to see hand written notes to you (from both Vets) and knowing that you don't have the strength to read them. So you throw it in your car so that you can continue pretending it never happened.
And the hardest moment of all is walking into the now painfully empty home.
*Thanks Patrick, I'll get it back to you soon.
**Not saying you have to be dumb to believe in God. I am saying there are things that I think and know that make it damn near impossible for me. Though I have been wrong about things in the past. Well...once anyways, but it turned out later I was right.
It's when you wake up in the morning, and you go into your standard routine and you say, without even opening your eyes, "Hey wanna go outside?" Only to realize your talking to yourself.
You then try and remember if you got drunk the night before and simply forgot her outside again.
It's knowing that you have been drunk for days, but in fact she isn't outside. At least not outside your house.
It's when you're out with friends all day, and you think to yourself, "Oh I need to get home so I can...do nothing...do nothing at all. I have no reason to hurry home."
It's when you're at work and realize you could get a lot done if you stayed the extra hour, but know you can't because you need to let...no one out. You have no one at home needing to go out.
It's when you go to the grocery store for the first time, and you see the pet food isle and I think to yourself, "Do I need dog food?" Then the harsh reality of the word 'No.' sets in.
It's looking at your floor every few minutes to see that her dog bed is still there with the last dog biscuit you ever gave her.
The biscuit is still there because you realized that she was too weak to even eat it.
It's when you still walk past her food bowl every single time you go into the kitchen.
It's her toys still randomly being around the house because you simply can't bring yourself to pick the damn things up.
It's knowing you need to return the kennel you have had on loan for so many damn years now that you can't even remember*, but some how you're not able to do that.
Finally it's going to the mail box, opening it up and seeing a letter from the Vet who had to put your dog to sleep. Reading the sappy religious quote on the front, and knowing that God still gives you little comfort because you can't shut down your brain enough to buy into it.** Then opening the card to see hand written notes to you (from both Vets) and knowing that you don't have the strength to read them. So you throw it in your car so that you can continue pretending it never happened.
And the hardest moment of all is walking into the now painfully empty home.
*Thanks Patrick, I'll get it back to you soon.
**Not saying you have to be dumb to believe in God. I am saying there are things that I think and know that make it damn near impossible for me. Though I have been wrong about things in the past. Well...once anyways, but it turned out later I was right.
Monday, January 4, 2010
Album Title of the Day
Today's entry comes from Bear vs Shark. I think like the band ok, but more research is required. The albumn title is "Right Now You're in the Best of Hands, and if Something isn't Quite Right, Your Doctor will Know in a Hurry."
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